Schedule Service

Finance Options

Have a Question About Financing?

HVAC Financing for Your Charlotte Home

Applying for HVAC Financing Has Never Been Easier

Purchasing a new HVAC system for your Charlotte home is a huge decision. To provide your family peace of mind, Acosta Heating & Cooling is proud to offer three different financing options to meet your specific needs. This way, you can worry less about financing your AC unit and spend more time enjoying your healthy and comfortable Charlotte home.

Our team is happy to help you navigate each of our financing options so you can select the best one for your specific needs. Learn more about financing with Acosta Heating & Cooling by contacting our team at (704) 527-7401(704) 527-7401 today!

Financing Option: SVC™ Credit Card Program

preferred customer credit card

Service Finance Company, LLC. Enjoy increased purchasing power and buying convenience with:

  • No-interest and no-monthly-payment options—same as cash
  • Fixed-interest/low-monthly-payment options
  • No pre-payment penalty
  • No application fees and no annual fees
  • Fast, simple, paperless process
  • 100% financing available, no down payment required

The SVC™ Credit Card Program is an excellent choice for your financing needs. Get started financing your Charlotte home’s A/C unit by applying online or calling our team at (704) 527-7401(704) 527-7401 today.

Apply Online

Financing Option: Synchrony

synchrony financial logo

Expand your purchasing power with Promotional Financing through Synchrony.

Synchrony is one of the nation’s premier consumer financial services companies. Our roots in consumer finance trace back to 1932, and today we are the largest provider of private-label credit cards in the United States based on purchase volume and receivables.

  • A simple application process, and fast credit decisions
  • Unsecured, revolving credit lines
  • Promotional financing options1
  • Convenient monthly payment options
  • Online account management

Subject to credit approval. Minimum monthly payments required. See store for details.

For all promotions: Qualifying purchase must be made with your Home Design credit card issued by Synchrony Bank and a $29 account activation fee will apply and be charged at the time first purchase posts to account. For new accounts: Purchase APR is 26.99%; Minimum Monthly Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.

Financing with Synchrony is simple: Just apply online to start financing your HVAC system for your Charlotte home. For additional information about financing through Synchrony Financial, call the team at Acosta at (704) 527-7401(704) 527-7401.


Financing Option: Microf

Microf logo

One of the most popular options when purchasing a new HVAC system is a rent-to-own program. Often, this comes with lower monthly payments so you can have the benefit of a new system without stretching your budget too thin. Microf offers multiple payment terms for homeowners with any type of credit.

One of our most popular and flexible financing solutions, Microf is an excellent choice for those wishing to bring reliable comfort to their home without breaking the bank. Apply for Microf online and start financing your Charlotte home’s new HVAC system today! For more information about our Microf financing solutions, call Acosta at (704) 527-7401(704) 527-7401.

Apply Online

Charlotte HVAC Made Affordable with Acosta Financing Options

Your home comfort shouldn’t be a source of financial duress. With help from Acosta’s financing options, you can achieve total comfort in your Charlotte home without burdening your budget. Are you ready to bring improved heating and cooling to your home at a low monthly payment?

Get started today by applying online or contacting Acosta at (704) 527-7401(704) 527-7401 for more information!